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Beginner’s Guide to Saving Money-Part 3: Food


Welcome to part 3 of the Beginner’s Guide to Saving Money.

If this is your first visit you may want to read

We save money on food in a variety of ways some that take very little time and some take a bit more time but all of them result in savings. My suggestion is to pick a few of these ways and

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The Beginner’s Guide to Saving Money- Part 2 Shelter

 Saving Money in and Around your Home

A comprehensive and realistic guide for beginners to find ways to save lots of money in and around your home every day!

  1.  Every couple of years you need to shop your home insurance and see if there is a better deal. You’ll need a copy of your current policy to make sure you are comparing apples to apples.
  2. Add a computerized thermostat that allows you to schedule temperature control throughout your home.
  3. If you switch to curly lights from incandescent you can really save some money on your light bill. A 13 watt curly light provides up to 75 Watts of light that is a savings of 62 Watts per light bulb. But I suggest keeping the receipts these lights are supposed to last for years and if they don’t you can get new lights for free. We are slowly changing all of the bulbs in our house from regular bulbs to the spiral bulbs. In my house this should represent a savings of $42.38 per month according to MidSouth Synergy!
  4. Try to buy used items at Garage Sales and Thrift Stores before you decide to buy something new. So if you need a blender hit the garage sales and check the local thrift stores and then if you still cannot find it  see tip 7!
  5. Sell your clutter.Have a garage sale or take you excess stuff to a thrift store and sell it! It’s just weighing you down and taking up extra space.
  6. Ditch cable and read books, watch Netflix or get Hulu. There are so many inexpensive alternatives now a days there is no reason to pay full price for cable.
  7. Stack Coupons. Keep the coupons you get from Bed Bath and Beyond apparently you can stack them and any time you cannot find something used you can buy it new at a discount. Here is a list of 7 other retailers that allow you to stack your coupons.
  8. We are getting a water heater “cozies” & insulate the pipes which is suppose to make your water heater much more efficient. Water heater represents 14% of your cooling cost!
  9.  I avoid turning on lights during the day. Except in the school room, it’s a little dark. Once my kids cheered when they asked if they could turn on the lights and I said “yes”. Bullet said “Yeah!!! We get to turn on the lights” …that’s just sad, but true!I turn off all lights I find left on! Basically, I’ve become my Dad and I am eternally aware of any light left on in the house!
  10. We keep the thermostat set to 69* for heating and 78-9* for cooling. Right now we have it turned off completely if it gets to 80* I will turn on the ceiling fans!
  11. Turn my computer off during the day and at night! I try to have it on for less than 6 hours per day (this one kills me sometimes, but it also prevents me from wasting time…looking something up real quick!)
  12. Unplug…Unplug items that are not in use so they are not passively draining energy. We unplugged the extra fridge in the Shed because we were not using it for anything but extra drinks. We have ice on our fridge for that!
  13. Give Major appliances a day off! Major appliances (dishwasher, washing machine, dryer) get to rest on Sundays!
  14. Do a spending freeze a couple of times a year to reign in random spending .

Simply stated leave no stone unturned, if you have to spend money on something always ask yourself can this be done more inexpensively

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