How I Reduced Expenses by $1000

reducedwithboarder

I’ve seen a lot of ways to save money that are either really silly or totally impractical to implement when you are raising a family. So every few months if I find some more ways to save money I will let you know what I did. We are always on the look out for ways to save money.  We are on step 2 on the Dave Ramsey program so we are trying to pay off the rest of our debt.

  1. I switched my insurance from Liberty Mutual to AAA and went from $114 month to $80 and got better coverage. When you switch insurance coverages, please remember to take out your old policy and make sure you are comparing apples to apples!   Saving $480 a year
  2. I switched my house house insurance from Liberty Mutual to AAA and went from $1,100/year to $880/year!   Saving….$220 a year
  3. I set my thermostat to 76* and turned on all of my fan to cool the room (I’m still computing this)
  4. We attended a Pawpalloza and found out they give out all sorts of free stuff for pets. But the most impressive items were a free micro chip ($35) and a free Vet exam ($35)! We also made several free pet toys.  Saving….$70
  5. We went to the reduced price shots for our dog at the local grocery store and got $140+worth of shots for $26 {{{Saved $114}}
  6. We also found out that the cheapest place to buy a dog bed is at Ross. The beds were $65+ at all of the stores which for us is a “no can do” but at Ross the beds are $17 so in June we will budget it in!  Saving…$48
  7. I created an energy savings chart for the kids and promised them a reward of  frozen yogurt/ice cream to keep the doors shut and turn off the lights. Last month our Light bill was $262 we’ll see how we do next month.
  8. Regarding energy savings, I turned my computer off at night! This apparently saves about $90 per year or just about $7.50 per month. 😀
  9. We followed our budget, or spending plan or what ever you want to call it. The important thing is we told every dollar where to go! At the end of last month we had $149.08 left which will become part of a $500 cushion my husband wants us to keep in checking at all times. I am reviewing our spending from last month to see just how closely we stuck to our budget. Saving $149

Total Savings…. $1,171!

Now that is a nice little chunk of change. So how have you saved money in the last few months?

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Aspired Living

Kyle is a full time frugal wife of Wayneand Mama to 5 adorable children: Peyton (15), Parker (10),Pearson (8), Parson (3) & Providence (3). My hope is to present families with an attainable simplified model of classical education with a Charlotte Mason twist.She likes listening to audio books, watching the kids play sports or piano & doing anything with my husband! She likes to do all of that while having a cup of coffee! You can find her blogging on a regular basis here at Aspired Living, The Curriculum Choice & Womanhood with Purpose.

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About Aspired Living

Kyle is a full time frugal wife of Wayne and Mama to 5 adorable children: Peyton (15), Parker (10),Pearson (8), Parson (3) & Providence (3). My hope is to present families with an attainable simplified model of classical education with a Charlotte Mason twist.She likes listening to audio books, watching the kids play sports or piano & doing anything with my husband! She likes to do all of that while having a cup of coffee! You can find her blogging on a regular basis here at Aspired Living, The Curriculum Choice & Womanhood with Purpose.

23 thoughts on “How I Reduced Expenses by $1000

  1. Congrats on incredible savings this month! Great strategies to save on pet expenses!

  2. Way to go! I love all these ways to saving money. I think when you are needing to save money it takes some guts. You have to get out there and really question some of these companies to see if you’re really getting the best deal. It never hurts to ask and look around to compare rates. Great post, my friend!

  3. Hi Kyle,

    I’m visiting you from Financially Savvy Saturday!

    The past two months we revisited our budget only to determine that we were spending ridiculous amounts of money eating out. Whether it is through fast food or restaurant-style eating out, we were doing a little of it all and were spending too much money.

    We decided on the amount we were comfortable spending each month and began making bi-weekly deposits into an old Capital One 360 checking account that we had attached to our savings accounts online.

    Now that we have a certain amount to spend, we are able to determine the frequency of eating out and we never go over budget because once it’s gone, it’s gone.

    I know this has saved us roughly $250 in the past two months. I wish we would have started sooner!

  4. Good gracious, having a pet is expensive. I guess I lucked out growing up in a house without pets, they definitely do not seem like a necessity to me. Way to find such great savings for them though!

    1. My husband and children like pets, I could live a very happy life without them. Yes, they are expensive! Thanks for the shout outs and the mentions Mel! Blessings, Kyle

    1. Jamie, what is funny about this is that my not so frugal neighbor suggested I try Ross. Boy was she right. If I need something random I will always check there before I spend $$ somewhere else. Thanks for stopping by Jamie!

  5. I really need to shop around for cheaper insurance. Ours has steadily increased the past few years. I also like the idea of the energy savings chsrt. I’m going to discuss it with the hubby and try something similar for our daughter.

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